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Buying a home can be one of life's most exciting experiences but it can also be very challenging. The more prepared you are in the begining, the less overwhelming the buying process will be.
Pre-approval You can be approved for a monthly housing payment even before you begin looking for a home with Lighthouse Mortgage's pre-approval process. This "ready-buyer" status tells real estate agents and home sellers that you have the financial capability to carry through on the sales contract. Pre-approval lets you take care of the home financing first, so you can concentrate on what's important, finding the perfect home. This is a change from the traditional approach, where you shop, sign the contract and then wonder if you qualify for home financing. How to get pre-approved With information you provide about your income, long-term installment
payments and credit rating, we determine how much you can afford
to pay for a home loan each month. To assist in evaluating your
credit standing, a credit report is ordered. The rest, including
the type of home loan you choose, is up to you.
Lighthouse Mortgage, Inc. Phone: (719) 599-4150
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